Long Term Care
Long-term care is the care that an elderly or disabled person may need if they can no longer individually perform essential daily activities for an extended period of time. The need for long term care can arise from the effects of aging, from an accident or as the result of an injury or illness.
We offer annual pay and single premium plans. We also offer several different hybrid long term care plans using both annuity and life insurance policies. This works well for those who are interested in an asset based approach that involves a fixed pay option with no (or known) future premiums that cannot change.