Long Term Care

Long-term care is the care that an elderly or disabled person may need if they can no longer individually perform essential daily activities for an extended period of time. The need for long term care can arise from the effects of aging, from an accident or as the result of an injury or illness.

We offer annual pay and single premium plans. We also offer several different hybrid long term care plans using both annuity and life insurance policies. This works well for those who are interested in an asset based approach that involves a fixed pay option with no (or known) future premiums that cannot change.

If you would like to include others in these important decisions we encourage you to do so. Our video-conferencing technology can bring people together regardless of their location.

Long-term care insurance cost: Everything you need to know.

Published: Feb. 19, 2021 at 3:42 p.m. ET